ESG can open up new funding opportunities, but it does not automatically mean cheaper finance. For banks, the bigger question is how environmental, social and governance factors affect risk and portfolio decisions. We explore why reporting alone is not enough, where banks can start integrating ESG into credit processes, and how better data can support business strategy.
Why ESG has moved beyond reporting and become a question of banks’ resilience: where supervisors will focus on capital, liquidity, and funding — and what this changes for treasury.