Articles

Ideas don’t end when the event does.
We’ve started working on a series of articles inspired by our forums and webinars — where insights, discussions, and real business experience continue to evolve.
We’ll share reflections, expert opinions, and practical takeaways from leaders across banking, manufacturing, and other industries — for those who value learning, progress, and measurable results.

If you’d like to share your expertise or contribute an article, we’d be happy to connect and discuss collaboration.

Stay tuned!

Articles
Operational Efficiency in Treasury: Liquidity Centralisation and Readiness for 24/7
#Operational Efficiency #Tools #Treasury
Operational Efficiency in Treasury: Liquidity Centralisation and Readiness for 24/7

Why the shift to 24/7 and instant settlement breaks not technology first, but the operating model itself: where liquidity actually sits, who has the full picture, how value dates work — and what happens if the payment rails have to be stopped.

Non-Maturity Deposits Under Rate Stress: What to Look for in Data and Segmentation or Rethinking NMD modelling beyond averages
#Analytics #Tools
Non-Maturity Deposits Under Rate Stress: What to Look for in Data and Segmentation or Rethinking NMD modelling beyond averages

Why the “core” of non-maturity deposits cannot be estimated by inertia: sharp rate movements, the growing gap between historical models and current behaviour, and what banks must challenge in their assumptions.

From ESG Reporting to Capital and Liquidity: What Changes for Banks
#ESG #Regulation #Risk Management
From ESG Reporting to Capital and Liquidity: What Changes for Banks

Why ESG has moved beyond reporting and become a question of banks’ resilience: where supervisors will focus on capital, liquidity, and funding — and what this changes for treasury.

High Liquidity Is Not Always a Good Thing: How to Set the Right Targets
#Analytics #Tools
High Liquidity Is Not Always a Good Thing: How to Set the Right Targets

How do you define the “right” level of liquidity when a high ratio alone does not guarantee optimality? We explore a practical framework: separating liquidity into a risk buffer and a managed strategic resource, building a ladder of target levels, and using FTP to keep liquidity within an effective operating corridor.

IFRS 9 in Practice: How Off-Market Terms Reshape Loan Valuation
#Analytics #IFRS 9 #Tools
IFRS 9 in Practice: How Off-Market Terms Reshape Loan Valuation

How fair value, the effective interest rate (EIR), and expected credit losses (ECL) interact under IFRS 9; why off-market transactions must be unbundled into fair-value compon

When the problem isn’t rates, but dates: where banks quietly lose money
#Analytics #Tools #Treasury
When the problem isn’t rates, but dates: where banks quietly lose money

Treasury. Interest rate risk (IRR). FTP. BP01. NII and NIM. Cost of Funds (CoF). Refixing risk (rate reset dates). P/L and Risk Limits. Swaps and shift fixings. Balance sheet management.

Islamic Banking in Treasury: A Practical Case from Kazakhstan
#islamic banking #Tools #Trends
Islamic Banking in Treasury: A Practical Case from Kazakhstan

Islamic banking in treasury: how to operate without interest while still using a full toolkit for client financing, liquidity management, investment portfolios, and foreign-exchange risk. Using the example of a Kazakhstani Islamic bank, we examine real products—from Murabaha and Ijara to Sukuk and Wakalah/Mudarabah investment deposits.

Anti-Fraud: Fraudsters Shall Not Pass. But What About Customers?
#Anti-Fraud
Anti-Fraud: Fraudsters Shall Not Pass. But What About Customers?

How can companies fight fraud without killing conversion and sales? An industry expert shares hands-on experience—from basic rules to advanced models, from manual checks to resilient anti-fraud systems that not only reduce risk but actively improve customer experience and revenue.

The Investment Market After the Era of Cheap Money: Who Is Ready for the New Financial Landscape?
#Digitalization #investment #Trends
The Investment Market After the Era of Cheap Money: Who Is Ready for the New Financial Landscape?

The future of the investment sector lies at the intersection of global trends, domestic macro-stability and technological innovation. Ali Alaskarov explains how the cost of capital is changing, why markets need a new liquidity architecture, and how Azerbaijan is building a next-generation financial ecosystem.

How to Manage Your Time and Energy: Proven Techniques for Better Productivity
#planning #productivity #time management #work–life balance #workplace efficiency
How to Manage Your Time and Energy: Proven Techniques for Better Productivity

In a world of constant deadlines and endless to-do lists, keeping up with everything has become a new form of self-respect. The more tasks we manage to fit into our schedule, the more accomplished we feel — yet the less time we have left for ourselves.The real question isn’t how to squeeze more into 24 […]