Nikolay Lambov
Expert

Nikolay Lambov

Raiffeisen Bank International (Austria)

Treasury Steering Manager

About the expert

Nikolay Lambov is responsible for steering treasury operations and internal funding mechanisms at Raiffeisen Bank International, a leading Austrian-based bank with a strong footprint across Central and Eastern Europe. His expertise lies in funds transfer pricing (FTP), asset-liability management (ALM), and liquidity strategy, ensuring treasury alignment with the bank’s profitability and balance sheet goals.

Before taking on his current role, Nikolay served for over seven years as a Group Auditor at Raiffeisen Zentralbank, specializing in treasury and capital markets audits, developing audit methodologies, and coordinating local audit teams across the network. He previously held the position of Deputy Head of Internal Audit at Raiffeisen Bank Bulgaria and began his career at Societe Generale Expressbank, working in treasury back-office and internal audit.

With more than 20 years of banking experience, Nikolay Lambov brings a deep understanding of treasury processes, financial controls, and balance-sheet optimization in a multinational banking environment.

Expert articles

High Liquidity Is Not Always a Good Thing: How to Set the Right Targets
#Analytics #Tools
High Liquidity Is Not Always a Good Thing: How to Set the Right Targets

How do you define the “right” level of liquidity when a high ratio alone does not guarantee optimality? We explore a practical framework: separating liquidity into a risk buffer and a managed strategic resource, building a ladder of target levels, and using FTP to keep liquidity within an effective operating corridor.

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