Praveen Gupta

Praveen Gupta is a Treasury and Asset-Liability Management (ALM) executive with more than 20 years of experience across banking, consulting, and technology. His expertise covers interest rate risk in the banking book (IRRBB), liquidity and funding management, Funds Transfer Pricing (FTP), balance sheet management, and treasury risk frameworks.

He is currently Head of IRRBB – Europe and MENAT at HSBC, a position he has held since February 2023. In this role, Praveen leads interest rate risk management across the UK Non-Ring-Fenced Bank, HSBC Continental Europe and HSBC Middle East. His remit includes first-line ownership of interest rate risk and transfer pricing, with coverage spanning Wholesale Banking, Retail & Private Banking, and Markets & Securities Services.

Previously, Praveen served as Treasury Director and Head of Liquidity, Funding & IRRBB for HSBC UK, the group’s UK ring-fenced bank. He was responsible for the day-to-day management of liquidity, funding and interest rate risk, as well as transfer pricing. Earlier roles at HSBC included interim Head of Lending and Segment Finance for Commercial Banking and Vice President of Balance Sheet Management for UK Retail Banking and Wealth Management.

Before moving into these UK-based positions, Praveen held several ALM and treasury roles at HSBC in India. As Vice President and Head of Interest Rate Risk within ALM GFC, he led IRRBB reporting and balance sheet stress testing across multiple regions. His work included implementing interest rate risk monitoring frameworks and delivering net interest income stress testing for regulators including the PRA, HKMA, MAS and RBI. He also led a team of 40 finance professionals. Earlier, as Assistant Vice President for Liquidity Management, he worked on the implementation of Basel III liquidity requirements, including LCR and NSFR, and led a 25-member team responsible for liquidity forecasting and governance.

Praveen joined HSBC in 2010 after working in business transformation at Deutsche Bank, where his responsibilities included process improvement, cost optimization and business process re-engineering. Earlier in his career, he worked at KPMG Advisory and held software engineering roles at BrickRed Technologies and Mastek.