International Expert
Cybersecurity, Anti-Fraud, and Business Continuity for Financial Institutions
Igor Ermak is a recognized international expert in anti-fraud, cybersecurity, and the design of resilient risk management systems within the financial sector. His professional expertise combines strategic thinking, deep technological knowledge, and hands-on experience in implementing anti-fraud solutions across both mature and emerging markets.
With more than 20 years of experience in financial institutions and technology companies, Igor has progressed from engineering and development roles to leading large-scale anti-fraud functions and international fintech initiatives. He specializes in building anti-fraud capabilities from the ground up, scaling solutions across multiple jurisdictions, and integrating innovative technologies into real-world business operations.
Until 2019, Igor worked at Home Credit Group, where he played a key role in launching and developing the company’s anti-fraud function and initiated several industry-first projects. Notably, he led Europe’s first financial-sector project implementing facial biometric verification, established a project management office within the risk division, and created a dedicated innovation center.
In 2019–2020, Igor contributed to an international program at Experian, focusing on the development of anti-fraud solutions for Central and Eastern European financial markets and adapting global technologies to local regulatory and business environments.
Since 2020, Igor has been working with international fintech companies, positioning anti-fraud as a core capability across projects in India, Indonesia, Vietnam, the Philippines, and Sri Lanka. His portfolio includes launching anti-fraud functions in new markets, developing scalable KYC technologies, and supporting the rollout and growth of BNPL initiatives across Southeast Asia.
A key focus of Igor’s work is building sustainable security infrastructure, fostering a strong risk-management culture, and creating innovation ecosystems that enable financial institutions not only to combat fraud effectively but also to adapt to the challenges of today’s digital economy.
How can companies fight fraud without killing conversion and sales? An industry expert shares hands-on experience—from basic rules to advanced models, from manual checks to resilient anti-fraud systems that not only reduce risk but actively improve customer experience and revenue.
